Lower cost in exchange for health care coverage tradeoffs of network and/or benefit coverage.
A Tiered Benefits plan can help both fully insured and self-funded customers (with 100+ employees) drive lower overall health care costs as employees use UnitedHealth Premium designated specialty physicians. It creates incentives for consumers to make informed health decisions with support from our personalized information tools and health coaching.
Catalyst is a very flexible medical plan that allows a range of cost alternatives not otherwise available in a consumer friendly framework. (Catalyst is an existing product that is available in 8 states and the District of Columbia. It is also available to National Accounts.)
UnitedHealthcare NavigateSM focuses on primary care as the key to helping people live healthier lives. Member must select a primary care physician (PCP) from the Navigate network, and must obtain a referral before seeing another network physician. With Navigate, the PCP is seen as the key to getting members the right care at the right time from the right providers.
These flexible plans protect the bottom line against rising health care costs and provide simple-to-use coverage designs and integrated specialty services for employees.
UnitedHealthcare EDGE plans provide lower office visit copayments and greater plan coinsurance coverage when employees find care provided by UnitedHealth Premium® designation program quality and cost-efficiency designated specialty physicians.